Will a Credit Counseling Service Help Me? 

Each Credit Counseling Agency below has a B+ or better rating with the Better Business Bureau and is accredited by a nationally recognized organization.

 MyCreditGroup.com has an  rating

Debt Relief Can Set You Free

My Credit Group helps people like you with serious debt problems stop the cycle of debt forever. We negotiate on your behalf to settle your debts one by one. That may sound too good to be true, but it really is possible.

Our Approach is Honest and Straightforward

There's no magic to what we do. We'll tell you which of your accounts can be settled, but also those that cannot. And we'll point out which accounts are better not to settle, since every debt settlement could be a hit against your credit score. Your debt settlement counselor will negotiate on your behalf to get the best possible settlement. Some of the outcomes possible are a payment plan you can afford and stick with, lowered interest or a reduction in total amount owed.

You Get a Comprehensive Debt Relief Program

When you team up with My Credit Group you get attentive service and top-quality expert assistance. Your program includes:

 Your own personal certified credit coach and debt negotiator

 Professional assistance creating a financial plan you can afford

 Negotiations to reduce your total debt by as much as 50%

 A single low rate that isn't based on your current debt total or settlement

Wherever possible, we negotiate for "pay for deletions"

Getting the Right Help is Crucial

When you're living paycheck to paycheck, you can't afford to make a mistake in picking a debt Relief company. You need to partner with people you can trust with services that really work. You can have peace of mind knowing that our policies make it easy for you to cancel anytime you've reached your goal. And we'll do everything in our power to put you in control of your debt again with:

  24/7 support

 24/7 access to your accounts

 Cancel-anytime policy

DebtGoal is a unique do it yourself debt reduction program that launched in December 2008 and has since enrolled over 20,000 users paying down over $1 Billion of debt. DebtGoal helps borrowers pay off debt up to 16 years sooner and have $35,000 in savings, without paying any more than they do today. They have been profiled in notable publications such as Reader’s Digest, Newsweek, US News, and Yahoo Finance.

Unlike debt settlement or credit counseling, DebtGoal is designed for borrowers who have the means to pay off debt, but need help creating and sticking to a plan that will get them out of debt most effectively. DebtGoal puts control in the hands of borrowers, letting them manage all types of debt and choosing a payment plan that works for them. DebtGoal is dramatically less expensive than alternative solutions and improves rather than destroys the borrower’s credit.

I have tried this and it works great. What I liked is that there are no up front fees and I was able to start immediately. Click on the link below and try if for yourself. You will not be disappointed. I give them an A+.