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Lower My Bills.com

 

 Lower My Bills has been highlighted on:

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Besides home loans they also provide many other lending opportunities.

Lowermybills, which was founded in 1999, offers a comprehensive service that helps consumers lower all their monthly bills, all in one spot. They offer a broad range of savings opportunities, with a special focus on home loans and mortgages.

Lowermybills has established itself as leader in the online comparison shopping marketplace and has helped over 500,000 consumers save more than $172 million on their recurring monthly expenses.  This one-stop destination enables consumers to research, compare and lower their monthly bills all on one site...for free. 

Lowermybills offers savings via more than 400 service providers.

 

Quick Profile
  • How to receive a new Mortgage, Home Refinance or Home Equity loan:
    • Fill out their 2 minute form
    • Get up to 4 lender matches
    • Receive your rate quotes
    • Get the best loan
    • Get a Home Equity Loan - low as 4.00% APR
    • Lower your mortgage payments and save $1,000's. Bad Credit OK!
  • How to get out of debt fast, get matched with the RIGHT debt solution for you:
    • Answer some quick questions with the easy to use debt wizard
    • Receive a customized debt relief recommendation
    • Get matched with up to 3 approved debt relief companies and receive your free consultation and no-obligation savings quote.
    • Reduce Your Credit Card Payments by 50%.
Categories
  • Debt consolidation loans
  • Home equity loans
  • Home mortgage
Available In
  • USA
Contact Info
  • Customer help available by live chat or email at web site
  • Web Site: www.Lowermybills.com
  • Address: LowerMyBills
    2401 Colorado Ave., Suite 200
    Santa Monica, CA 90404
Other Info
  • Featured in such print media as The New York Times, Wall Street Journal, Newsweek, USA Today, Parents and Money Magazine.
  • Some or all of the interest on a home equity loan may be tax deductible which could save you even more on your taxes. Consult your tax advisor for more information.
  • A VeriSign secured site.
  • LowerMyBills.com meets all BBBOnLine Reliability participation and Better Business Bureau membership standards .

 

Lowermybills.com

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How will your change in credit card interest rates impact you?

 

September 1, 2011

If you happen to miss a payment on your credit card or any other loan it may impact your credit card interest rate. If you owe about $1,000 at 11% interest it will take you 73 months (6 years) to pay it off and $320 in interest. but when your credit card company increases your interest rate due to a late payment, even if the late payment is not that credit card, they can increase your rate to a penalty rate. Let's say that rate is 19.9% (some states allow up to 29.9%). It will now take you 100 months to pay off your balance (8.3 years) and $860 in interest.

It pays to pay your minimum payments on time.

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FREE Credit Scores for Prospective Borrowers or NOT.

September 5, 2011

It has been just over a month since the new Federal credit score disclosure law went into effect. Lending institutions have already found loopholes to keep from disclosing your credit score when you are denied credit, loan, or if you received less desirable terms because of your score. According to SmartMoney.com there are time you may not get a credit score. These are usually when banks use their own in-house credit scoring system. There are other ways to get your credit score that will not impact your credit rating by going to MyFICO.com  Click here for more information.

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