|
|
|
|
|
|||
Committed to Green
|
Doctor Debit is Free to Everyone
|
||
Watch Out for Census Phishing From: Doctor Debt Fraudulent Activity and Scams: The Census Bureau uses a workforce of trained federal employees to conduct a variety of household and business surveys by telephone, person, mail, and in limited cases interviews through the Internet. With the Census starting on February 17th some people will be trying to use this opportunity to steal your identity. Here are some tips to help you recognize fraudulent activity or unofficial data collections. How you prevent identity theft: · Check for a valid Census ID badge · Call your regional office to verify you are in a survey · If you think you have received bogus or fraudulent email; do not reply or click on any links within the email and do not open any attachments. Attachments may contain code that could infect your computer. Forward the email or web site URL to the Census Bureau at ITSO.Fraud.Reporting@census.gov. After you forward the email to the Census Bureau, delete the message. You will not receive a confirmation email after forwarding the information. However, the Census Bureau will investigate the information and notify you of its findings.
Things to remember:
The Census Bureau will NOT conduct the 2010 Census via the
Internet. · Asks for your full social security number · Asks for money or a donation · Sends requests on behalf of a political party
·
Requests PIN codes, passwords or similar access information for
credit cards, banks or other financial accounts. Phishing: 'Phishing' is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords, social security numbers, bank account or credit card details by masquerading as a trustworthy entity in an electronic communication. Phishing is typically carried out by email and it often directs users to enter sensitive information at a fake web site whose look and feel are almost identical to the legitimate one. by Daron Vchulek - 2/16/2010
|
Check out our
blog on Facebook.Paid Advertising
10% OFF Annual LifeLock.com Identity Protection, plus a FREE Document Shredder with code shreddercj thru 10/15
Follow us on Facebook
How will your change in credit card interest rates impact you?
If you happen to miss a payment on your credit card or any other loan it may impact your credit card interest rate. If you owe about $1,000 at 11% interest it will take you 73 months (6 years) to pay it off and $320 in interest. but when your credit card company increases your interest rate due to a late payment, even if the late payment is not that credit card, they can increase your rate to a penalty rate. Let's say that rate is 19.9% (some states allow up to 29.9%). It will now take you 100 months to pay off your balance (8.3 years) and $860 in interest.
It pays to pay your minimum payments on time.
.
FREE Credit Scores for Prospective Borrowers or NOT.
September 5, 2011
It has been just over a month since the new Federal credit score disclosure law went into effect. Lending institutions have already found loopholes to keep from disclosing your credit score when you are denied credit, loan, or if you received less desirable terms because of your score. According to SmartMoney.com there are time you may not get a credit score. These are usually when banks use their own in-house credit scoring system. There are other ways to get your credit score that will not impact your credit rating by going to MyFICO.com Click here for more information.
Paid Advertising